Every time you go to the market, you see it. That sachet of milk that used to be ₦50 is now ₦120. Transport fare has doubled. Electricity bills are rising. But your salary? Still the same.
This is inflation—and in Nigeria (and the world), it’s not going anywhere. In fact, experts say inflation may be a permanent feature of our lives going forward.
So, what can you do?
The answer is simple: get into inflation hedges like Bitcoin.
What Is Inflation and Why Is It Dangerous?
Inflation means the value of your money is going down over time. It’s why ₦10,000 in 2015 could fill your shopping bag but can barely buy basic groceries today.
Here’s the harsh truth:
Inflation slowly steals your wealth, especially when your money is sitting in a bank account or under your pillow.
And when governments print more money to fix economic problems, it only makes inflation worse.
Why Inflation Is Not Going Away
In Nigeria, inflation has remained above 20% for several years. The Naira has lost over 90% of its value against the dollar in the last decade. The Central Bank keeps printing money, and debt levels keep rising.
But it’s not just Nigeria. Countries like the U.S., U.K., and Argentina are also battling high inflation. That’s because:
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Governments rely on debt and printing to solve problems
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Global supply chains are broken
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Energy and food prices keep rising
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Currency wars and political instability fuel more uncertainty
Conclusion: We are entering a world where inflation is no longer “temporary.” It’s a lifelong threat to your savings.
What Is an Inflation Hedge?
An inflation hedge is something you invest in to protect your money from losing value. It grows in price or holds value while your currency falls.
Popular inflation hedges include:
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Real estate
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Gold
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Commodities
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Bitcoin
Of all these, Bitcoin is the fastest-growing and most accessible for young people and small investors.
⚡ Why Bitcoin Is the Best Hedge for Nigerians
1. It’s Limited in Supply
Bitcoin has a fixed supply of 21 million coins. That’s it. No central bank or politician can print more. This makes it scarce, like gold—but digital.
2. It’s Global and Borderless
You don’t need a foreign bank account or visa to own Bitcoin. From your phone in Nigeria, you can buy and store it. It gives you access to the global economy.
3. It Beats Inflation Long-Term
Despite price volatility, Bitcoin has outperformed almost every asset class over the last 10 years. It’s had an average annual growth rate (CAGR) of over 40–60%.
4. It Empowers Individuals
You control your Bitcoin. Not your bank. Not your government. You can send, receive, store, and spend it without needing permission. That’s financial freedom.
Real-Life Example: ₦20,000 Monthly in Bitcoin
If you had invested ₦20,000 monthly in Bitcoin over the last 5 years, your portfolio would be worth over ₦6 million today, even with market ups and downs.
Compare that with saving the same amount in Naira under your mattress: it would now buy far less than it could 5 years ago.
️ How to Start Hedging with Bitcoin
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Start small – Even ₦5,000 a month is a great start
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Use trusted platforms – Like Binance, Bitnob, or Yellow Card
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Store securely – Use wallets like Trust Wallet or Blue Wallet
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Invest monthly – Use DCA (Dollar-Cost Averaging) strategy
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Don’t panic sell – Bitcoin rewards long-term holders
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Learn daily – Follow platforms like Dalma that guide you with local knowledge
Final Thoughts
Inflation is not a temporary problem. It’s the new normal. Waiting for government policies or salary increases won’t save your future.
But Bitcoin can.
By starting now and staying consistent, you can protect your money, grow your wealth, and break free from the inflation trap. At Dalma, we believe every Nigerian deserves the tools to fight back and win.
Don’t just survive inflation—outsmart it.
Start your Bitcoin journey today.